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> The rate is different for the chargeback and for the original payment.

So they're basically double dipping by charging the 2% edge twice? You'd think a refund should be a direct reversal of the original transaction so that all amounts are exactly the same...



Well it seems that it wasn't just fluctuations of the exchange rate: "There was actually no currency conversion because the withdrawal was initiated and cancelled almost immediately."

So you pay this guy some money, then immediately change your mind and he loses money.




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