Unless you're churning your own butter and manufacturing your own solar panels, isn't retirement inherently living off other people regardless of income?
Isn't getting wages in a wealthy country so that you can afford a multiple of work hours from poorly-paid people elsewhere inherently living off other people?
you want to live off another people to some degree. single farmer can feed hundreds - there is no need for everyone to do everything. which of course raises societal fairness and trust issues