> You check your banking apps multiple times each day with the frequency and unpredictability expected from messaging apps?
I almost do, yes. Life's complicated, I use several bank and credit card services a day. I'm not at home at suitable times for my banking needs. And payments for purchases sometimes require confirmation in real time via phone app.
> If not that frequently or unpredictably then you could just plan to use your laptop for banking some time during the day.
I used to do that years ago back when it was an option.. But these days, 3 banks I use (two for business) require using their mobile app to authenticate login on a laptop browser. There's no other option.
One of the card apps I have to use often won't even run when Android developer mode is enabled, which is quite annoying.
If not that frequently or unpredictably then you could just plan to use your laptop for banking some time during the day.