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I love this conversation. If anything, I feel like I’m late to this party, and I’m not even trying to do anything that isn’t expressly allowed.

To your point about small amounts, I think that is also monetizable with fake/stolen accounts cashing in on referral and promotional “free money,” combined with widespread flip/swap scams. I wonder if patio11 could enlighten us with some hard numbers on the dollar values of attempted fraudulent purchases. I suspect that actual card swipe fraud to be high dollar items sent to dead drops, and low dollar fraud utilizing unauthorized access to others’ accounts and money transfer apps, and so-called “friendly fraud.”

On a related note, scam rap is so lit right now. I’ll just leave this right here. Teejayx6 really gets the subculture, and as a child who grew up learning how to hack in the wild 90s, he speaks truth. He may have created the subgenre, but raps about ill-gotten gains are as old as soul music.

> I just made a fake GoFundMe someone send donations

https://genius.com/Teejayx6-gofundme-lyrics

https://en.wikipedia.org/wiki/Teejayx6



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