Okay, so if someone conducts a scientific study that people from your demographic are less likely to pay back loans, and a bank uses that to deny you a loan to start your business. What are you going to do?
Are you going to accept that "science is science" and the people in your group are worse on average, so you as an individual shouldn't get to start a business? If you object are you just someone who "can't deal with the facts", and "putting your head in the sand" and denying the facts that the bank is probably right, someone from your background is going to fail anyway? Or will you just say, "Okay, science is science. The wiser have spoken, I will now give up on my dreams."
Ok, if you're just going to lie down and accept paying higher interest rates or jumping through hoops because you're male/female/black/white then go ahead.
I don't accept having to jump through additional hoops or having to pay more money because of demographic factors. And thankfully there are laws today that prevent banks from refusing to loan people money because they are black, female, etc.
Are you going to accept that "science is science" and the people in your group are worse on average, so you as an individual shouldn't get to start a business? If you object are you just someone who "can't deal with the facts", and "putting your head in the sand" and denying the facts that the bank is probably right, someone from your background is going to fail anyway? Or will you just say, "Okay, science is science. The wiser have spoken, I will now give up on my dreams."